Model

Wealth manager: 20 ways to use Ora

Model portfolios across many households: drift, concentration, income and risk alerts. Each example is a complete, runnable request with the real answers it returned (46 requests, captured 2026-10-31), what they mean and, where it fits, the action it would send.

Run withAnswers were captured on ora-fin-0.1.1. Another model changes the request JSON and the Playground link; run it there to see its answers.

Rule functions and facts used by this player (53)

sma 16 offset 9 max 5 atr 4 log 4 sqrt 4 std 4 pays_dividend 3 rsi 2 ref 2 cut_last 2 div_count_ttm 2 div_yield_ttm 2 ema 2 roc 2 abs 2 lowest 2 avg 1 lowestbars 1 sum 1 beat_eps_last 1 beat_revenue_last 1 eps_growth_yoy 1 raised_last 1 years_of_growth 1 cum 1 adx 1 diminus 1 diplus 1 beat_streak 1 days_to_earnings 1 last_earnings_move 1 next_report_bmo 1 macd 1 macdsignal 1 dark_cloud 1 engulfing_bear 1 evening_star 1 hanging_man 1 tweezer_top 1 zscore 1 highest 1 rma 1 bbupper 1 dragonfly_doji 1 inverted_hammer 1 stochd 1 stochk 1 beats_last4 1 revenue_growth_yoy 1 willr 1 atr_pct 1 three_white_soldiers 1

Examples 1–10 of 20 · page 1 of 2

Wealth manager · example 1

Model portfolio drift: is the US equity sleeve (VTI) running hot?

Across hundreds of households on one model, flag when the core equity sleeve has rallied enough that accounts likely drifted above target.

ora-fin-0.1.1VTI4 questions1 action

StateVTI
Questions4 asked
Answersreal, captured
Actions1 rule · dry run

State

{"symbol":"VTI"} The server fills in the latest completed session.

Questions

`up_10_3m`	English → rule	Is the stock up more than 10% over the last three months?
`ext_200d`	rule	`C > sma(C, 200) * 1.10` More than 10% above the 200-day
`rsi70`	rule	`rsi(C, 14) > 70` RSI above 70
`drop5`	forecast	Will it drop at least 5% at some point in the next month? A 5% drawdown within a month

Answers

Question	Answer	Reading
`up_10_3m` Is the stock up more than 10% over the last three months compiled to `C / C[-63] - 1 > 0.1`	0.0537	false
`ext_200d` More than 10% above the 200-day	0.0537	false
`rsi70` RSI above 70	0.0537	false
`drop5` A 5% drawdown within a month	0.187	19% · unlikely

Actions

Rules on the answers decide what to send.

up_10_3m >= 0.6 and ext_200d >= 0.6→Webhookrebalance-engine

What each action would send 0 of 1 fired · dry run, nothing sent

drift_reviewrule false: skipped

What it means

For VTI on the session of 2026-10-30: Not true: Is the stock up more than 10% over the last three months; More than 10% above the 200-day; RSI above 70. Forecasts: A 5% drawdown within a month 19%. No action fired: every rule was false.

The rebalancing engine runs a drift report only when the sleeve is both up strongly and extended; most weeks nothing is queued.

Request JSON

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "VTI"
  },
  "questions": {
    "up_10_3m": {
      "type": "yes_no",
      "instructions": "Is the stock up more than 10% over the last three months?"
    },
    "ext_200d": {
      "type": "yes_no",
      "ask": "C > sma(C, 200) * 1.10"
    },
    "rsi70": {
      "type": "yes_no",
      "ask": "rsi(C, 14) > 70"
    },
    "drop5": {
      "type": "yes_no",
      "instructions": "Will it drop at least 5% at some point in the next month?"
    }
  },
  "actions": [
    {
      "id": "drift_review",
      "when": "up_10_3m >= 0.6 and ext_200d >= 0.6",
      "do": "webhook",
      "connection": "rebalance-engine",
      "body": {
        "model": "growth_70_30",
        "sleeve": "us_equity",
        "symbol": "{{symbol}}",
        "action": "run_drift_report",
        "p_up_3m": "{{up_10_3m}}",
        "p_extended": "{{ext_200d}}",
        "as_of": "{{as_of}}"
      }
    }
  ],
  "dry_run": true
}

Response JSON (VTI, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "up_10_3m": {
      "yes_no": 0.0537,
      "rule": "C / C[-63] - 1 > 0.1",
      "basis": "pattern"
    },
    "ext_200d": {
      "yes_no": 0.0537,
      "rule": "C > sma(C, 200) * 1.10",
      "basis": "rule"
    },
    "rsi70": {
      "yes_no": 0.0537,
      "rule": "rsi(C, 14) > 70",
      "basis": "rule"
    },
    "drop5": {
      "yes_no": 0.187
    }
  },
  "context": {
    "symbol": "VTI",
    "as_of": "2026-10-30"
  },
  "actions": [
    {
      "id": "drift_review",
      "fired": false,
      "status": "skipped"
    }
  ]
}

offset rsi sma

Try it in the Playground

Wealth manager · example 2

Concentration alert for executives holding MSFT

Many client households hold employer stock; warn the relationship team when the name turns volatile or breaks trend.

ora-fin-0.1.1MSFT4 questions2 actions

StateMSFT
Questions4 asked
Answersreal, captured
Actions2 rules · dry run

State

{"symbol":"MSFT"} The server fills in the latest completed session.

Questions

`below_50d`	English → rule	Is the stock more than 5% below its 50-day moving average?
`atr_exp`	rule	`atr(14) > 1.2 * ref(atr(14), -10)` ATR up 20% in two weeks
`down_vol`	rule	`C < C[-1] and V > 1.5 * ref(avg(V, 20), -1)` Down on heavy volume
`drop10`	forecast	Will it drop at least 10% at some point in the next month? A 10% drawdown within a month

Answers

Question	Answer	Reading
`below_50d` Is the stock more than 5% below its 50-day moving average compiled to `C < sma(C, 50) * 0.95`	0.084	false
`atr_exp` ATR up 20% in two weeks	0.1113	false
`down_vol` Down on heavy volume	0.6662	true
`drop10` A 10% drawdown within a month	0.422	42% · close to even

Actions

Rules on the answers decide what to send.

below_50d >= 0.6 or (atr_exp >= 0.6 and down_vol >= 0.6)→Slackrelationship-managers

else→Slackrelationship-managers

What each action would send 1 of 2 fired · dry run, nothing sent

rm_alertrule false: skipped

calmwould send (dry run)Slack → relationship-managers

{
  "text": "MSFT (2026-10-30): no concentration alert today."
}

What it means

For MSFT on the session of 2026-10-30: True now: Down on heavy volume. Not true: Is the stock more than 5% below its 50-day moving average; ATR up 20% in two weeks. Forecasts: A 10% drawdown within a month 42%. Fired: calm (Slack → relationship-managers).

Relationship managers hear about a breakdown in a concentrated name the same evening; the else branch confirms the check ran.

Request JSON

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "MSFT"
  },
  "questions": {
    "below_50d": {
      "type": "yes_no",
      "instructions": "Is the stock more than 5% below its 50-day moving average?"
    },
    "atr_exp": {
      "type": "yes_no",
      "ask": "atr(14) > 1.2 * ref(atr(14), -10)"
    },
    "down_vol": {
      "type": "yes_no",
      "ask": "C < C[-1] and V > 1.5 * ref(avg(V, 20), -1)"
    },
    "drop10": {
      "type": "yes_no",
      "instructions": "Will it drop at least 10% at some point in the next month?"
    }
  },
  "actions": [
    {
      "id": "rm_alert",
      "when": "below_50d >= 0.6 or (atr_exp >= 0.6 and down_vol >= 0.6)",
      "do": "slack",
      "connection": "relationship-managers",
      "message": "{{symbol}} ({{as_of}}): more than 5% under its 50-day ({{below_50d|pct}}), selling on volume {{down_vol|pct}}. 10% drawdown odds {{drop10|pct}}. Call concentrated households."
    },
    {
      "id": "calm",
      "when": "else",
      "do": "slack",
      "connection": "relationship-managers",
      "message": "{{symbol}} ({{as_of}}): no concentration alert today."
    }
  ],
  "dry_run": true
}

Response JSON (MSFT, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "below_50d": {
      "yes_no": 0.084,
      "rule": "C < sma(C, 50) * 0.95",
      "basis": "comparison"
    },
    "atr_exp": {
      "yes_no": 0.1113,
      "rule": "atr(14) > 1.2 * ref(atr(14), -10)",
      "basis": "rule"
    },
    "down_vol": {
      "yes_no": 0.6662,
      "rule": "C < C[-1] and V > 1.5 * ref(avg(V, 20), -1)",
      "basis": "rule"
    },
    "drop10": {
      "yes_no": 0.422
    }
  },
  "context": {
    "symbol": "MSFT",
    "as_of": "2026-10-30"
  },
  "actions": [
    {
      "id": "rm_alert",
      "fired": false,
      "status": "skipped"
    },
    {
      "id": "calm",
      "fired": true,
      "status": "dry_run",
      "do": "slack",
      "connection": "relationship-managers",
      "preview": {
        "text": "MSFT (2026-10-30): no concentration alert today."
      }
    }
  ]
}

atr avg offset ref sma

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Wealth manager · example 3

Income sleeve health: SCHD, VYM and JEPI

Check each income fund's payout record and trend before the quarterly income review.

ora-fin-0.1.13 symbols, one request each5 questions

State3 symbols
Questions5 asked
Answersreal, captured
Actionsnone

State

{"symbol":"SCHD"} then VYM, JEPI, one request each. The server fills in the latest completed session.

Questions

`pays`	rule	`pays_dividend > 0.5` Pays a dividend
`yield3`	English → rule	Is the dividend yield above 3%?
`cut`	English → rule	Did the stock cut its dividend last time?
`trend`	English → rule	Is the stock above its 200-day moving average?
`monthly`	English → rule	Does the stock pay a monthly dividend?

Answers

Symbol	`pays`rule	`yield3`rule	`cut`rule	`trend`rule	`monthly`rule
`SCHD`	0.8591	0.4287	0.1409	0.9463	0.0537
`VYM`	0.8591	0.0901	0.8591	0.9274	0.0537
`JEPI`	0.8591	0.9463	0.8591	0.9463	0.8591

true false not known for rules; forecasts are odds. Hover a column for its question.

What it means

Session of 2026-10-30, 3 symbols: Pays a dividend: true for SCHD, VYM, JEPI of 3. Is the dividend yield above 3%: true for JEPI of 3. Did the stock cut its dividend last time: true for VYM, JEPI of 3. Is the stock above its 200-day moving average: true for SCHD, VYM, JEPI of 3.

Payout facts per fund show which sleeve carries the income; a cut or a broken trend is the item to raise in the review.

Request JSON (SCHD; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "SCHD"
  },
  "questions": {
    "pays": {
      "type": "yes_no",
      "ask": "pays_dividend > 0.5"
    },
    "yield3": {
      "type": "yes_no",
      "instructions": "Is the dividend yield above 3%?"
    },
    "cut": {
      "type": "yes_no",
      "instructions": "Did the stock cut its dividend last time?"
    },
    "trend": {
      "type": "yes_no",
      "instructions": "Is the stock above its 200-day moving average?"
    },
    "monthly": {
      "type": "yes_no",
      "instructions": "Does the stock pay a monthly dividend?"
    }
  }
}

Response JSON (SCHD, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "pays": {
      "yes_no": 0.8591,
      "rule": "pays_dividend > 0.5",
      "basis": "rule"
    },
    "yield3": {
      "yes_no": 0.4287,
      "rule": "div_yield_ttm > 3",
      "basis": "pattern"
    },
    "cut": {
      "yes_no": 0.1409,
      "rule": "cut_last > 0.5",
      "basis": "pattern"
    },
    "trend": {
      "yes_no": 0.9463,
      "rule": "C > sma(C, 200)",
      "basis": "comparison"
    },
    "monthly": {
      "yes_no": 0.0537,
      "rule": "div_count_ttm >= 11",
      "basis": "pattern"
    }
  },
  "context": {
    "symbol": "SCHD",
    "as_of": "2026-10-30"
  }
}

cut_last div_count_ttm div_yield_ttm pays_dividend sma

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Wealth manager · example 4

Developed vs emerging: VEA and VWO trend check

Decide whether to keep the international overweight by comparing trend and momentum in developed and emerging markets.

ora-fin-0.1.14 symbols, one request each5 questions

State4 symbols
Questions5 asked
Answersreal, captured
Actionsnone

State

{"symbol":"VEA"} then VWO, EFA, EEM, one request each. The server fills in the latest completed session.

Questions

`trend`	English → rule	Is the stock above its 200-day moving average?
`golden`	rule	`sma(C, 50) > sma(C, 200)` 50-day above the 200-day
`roc`	rule	`roc(C, 20) > 5` Up more than 5% in 20 sessions
`ema`	rule	`C > ema(C, 50)` Above the 50-day exponential average
`beat_spy`	forecast	Will it beat SPY over the next month? Beating SPY over a month

Answers

Symbol	`trend`rule	`golden`rule	`roc`rule	`ema`rule	`beat_spy`forecast
`VEA`	0.5877	0.9463	0.0602	0.1653	0.472
`VWO`	0.0887	0.9463	0.0537	0.057	0.478
`EFA`	0.6709	0.9463	0.0717	0.2546	0.447
`EEM`	0.1449	0.9426	0.0537	0.0636	0.501

true false not known for rules; forecasts are odds. Hover a column for its question.

What it means

Session of 2026-10-30, 4 symbols: Is the stock above its 200-day moving average: true for EFA of 4. 50-day above the 200-day: true for VEA, VWO, EFA, EEM of 4. Up more than 5% in 20 sessions: true for none of 4. Above the 50-day exponential average: true for none of 4. Highest odds for “Beating SPY over a month”: EEM at 50%.

Funds with trend, alignment and momentum all true support the overweight; the beat-SPY forecast says how likely each is to lead the US over a month.

Request JSON (VEA; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "VEA"
  },
  "questions": {
    "trend": {
      "type": "yes_no",
      "instructions": "Is the stock above its 200-day moving average?"
    },
    "golden": {
      "type": "yes_no",
      "ask": "sma(C, 50) > sma(C, 200)"
    },
    "roc": {
      "type": "yes_no",
      "ask": "roc(C, 20) > 5"
    },
    "ema": {
      "type": "yes_no",
      "ask": "C > ema(C, 50)"
    },
    "beat_spy": {
      "type": "yes_no",
      "instructions": "Will it beat SPY over the next month?"
    }
  }
}

Response JSON (VEA, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "trend": {
      "yes_no": 0.5877,
      "rule": "C > sma(C, 200)",
      "basis": "comparison"
    },
    "golden": {
      "yes_no": 0.9463,
      "rule": "sma(C, 50) > sma(C, 200)",
      "basis": "rule"
    },
    "roc": {
      "yes_no": 0.0602,
      "rule": "roc(C, 20) > 5",
      "basis": "rule"
    },
    "ema": {
      "yes_no": 0.1653,
      "rule": "C > ema(C, 50)",
      "basis": "rule"
    },
    "beat_spy": {
      "yes_no": 0.472
    }
  },
  "context": {
    "symbol": "VEA",
    "as_of": "2026-10-30"
  }
}

ema roc sma

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Wealth manager · example 5

Year-end tax-loss sweep across model holdings

Find the model holdings in a meaningful drawdown so the tax team can harvest losses and swap into a similar fund.

ora-fin-0.1.15 symbols, one request each4 questions1 action

State5 symbols
Questions4 asked
Answersreal, captured
Actions1 rule · dry run

State

{"symbol":"ARKK"} then XBI, KWEB, ICLN, TAN, one request each. The server fills in the latest completed session.

Questions

`drawdown`	rule	`C < 0.8 * max(H, 252)` More than 20% off the 52-week high
`below_200d`	English → rule	Is the stock below its 200-day moving average?
`lowestbars`	rule	`lowestbars(L, 20) <= 3` The 20-day low was set in the last 3 sessions
`rally5`	forecast	Will it rally at least 5% at some point in the next month? A 5% rally within a month

Answers

Symbol	`drawdown`rule	`below_200d`rule	`lowestbars`rule	`rally5`forecast	Fired
`ARKK`	0.0988	0.1868	0.7312	0.681	none
`XBI`	0.0537	0.0796	0.1257	0.579	none
`KWEB`	0.9463	0.9463	0.685	0.518	`harvest`
`ICLN`	0.9463	0.9463	0.757	0.622	`harvest`
`TAN`	0.9463	0.9463	0.7653	0.704	`harvest`

true false not known for rules; forecasts are odds. Hover a column for its question.

Actions

Rules on the answers decide what to send. Each symbol runs its own request, so each one can fire.

drawdown >= 0.6→Webhooktax-desk

ARKK 0 of 1 fired · dry run, nothing sent

XBI 0 of 1 fired · dry run, nothing sent

KWEB 1 of 1 fired · dry run, nothing sent

harvestwould send (dry run)Webhook → tax-desk

{
  "task": "harvest_candidate",
  "symbol": "KWEB",
  "p_drawdown20": 0.9463,
  "p_downtrend": 0.9463,
  "p_fresh_low": 0.685,
  "as_of": "2026-10-30"
}

ICLN 1 of 1 fired · dry run, nothing sent

harvestwould send (dry run)Webhook → tax-desk

{
  "task": "harvest_candidate",
  "symbol": "ICLN",
  "p_drawdown20": 0.9463,
  "p_downtrend": 0.9463,
  "p_fresh_low": 0.757,
  "as_of": "2026-10-30"
}

TAN 1 of 1 fired · dry run, nothing sent

harvestwould send (dry run)Webhook → tax-desk

{
  "task": "harvest_candidate",
  "symbol": "TAN",
  "p_drawdown20": 0.9463,
  "p_downtrend": 0.9463,
  "p_fresh_low": 0.7653,
  "as_of": "2026-10-30"
}

What it means

Session of 2026-10-30, 5 symbols: More than 20% off the 52-week high: true for KWEB, ICLN, TAN of 5. Is the stock below its 200-day moving average: true for KWEB, ICLN, TAN of 5. The 20-day low was set in the last 3 sessions: true for ARKK, KWEB, ICLN, TAN of 5. Highest odds for “A 5% rally within a month”: TAN at 70%. harvest fired for KWEB, ICLN, TAN.

Funds 20% off their high go to the tax desk as candidates; a fresh low suggests the loss is still deepening, which matters for timing the swap.

Request JSON (ARKK; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "ARKK"
  },
  "questions": {
    "drawdown": {
      "type": "yes_no",
      "ask": "C < 0.8 * max(H, 252)"
    },
    "below_200d": {
      "type": "yes_no",
      "instructions": "Is the stock below its 200-day moving average?"
    },
    "lowestbars": {
      "type": "yes_no",
      "ask": "lowestbars(L, 20) <= 3"
    },
    "rally5": {
      "type": "yes_no",
      "instructions": "Will it rally at least 5% at some point in the next month?"
    }
  },
  "actions": [
    {
      "id": "harvest",
      "when": "drawdown >= 0.6",
      "do": "webhook",
      "connection": "tax-desk",
      "body": {
        "task": "harvest_candidate",
        "symbol": "{{symbol}}",
        "p_drawdown20": "{{drawdown}}",
        "p_downtrend": "{{below_200d}}",
        "p_fresh_low": "{{lowestbars}}",
        "as_of": "{{as_of}}"
      }
    }
  ],
  "dry_run": true
}

Response JSON (ARKK, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "drawdown": {
      "yes_no": 0.0988,
      "rule": "C < 0.8 * max(H, 252)",
      "basis": "rule"
    },
    "below_200d": {
      "yes_no": 0.1868,
      "rule": "C < sma(C, 200)",
      "basis": "comparison"
    },
    "lowestbars": {
      "yes_no": 0.7312,
      "rule": "lowestbars(L, 20) <= 3",
      "basis": "rule"
    },
    "rally5": {
      "yes_no": 0.681
    }
  },
  "context": {
    "symbol": "ARKK",
    "as_of": "2026-10-30"
  },
  "actions": [
    {
      "id": "harvest",
      "fired": false,
      "status": "skipped"
    }
  ]
}

lowestbars max sma

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Wealth manager · example 6

Weekly risk dial: should models lean defensive?

Every Monday before the open, read the market regime from SPY and QQQ and post the result to the investment committee channel.

ora-fin-0.1.12 symbols, one request each6 questions2 actionsworkflow · Mon at 08:30 ET

ScheduleMon at 08:30 ET
State2 symbols
Questions6 asked
Answersreal, captured
Actions2 rules · dry run

State

{"symbol":"SPY"} then QQQ, one request each. The server fills in the latest completed session.

Questions

`trend`	English → rule	Is the stock above its 200-day moving average?
`golden`	English → rule	Is the 50-day moving average above the 200-day?
`hv`	rule	`std(log(C / C[-1]), 20) * sqrt(252) > 0.4` Annualized 20-day volatility above 40%
`breadth_proxy`	rule	`sum(C > C[-1], 20) >= 11` Up on at least 11 of the last 20 sessions
`drop5`	forecast	Will it drop at least 5% at some point in the next month? A 5% drawdown within a month
`vol_up`	forecast	Will volatility be higher over the next month? Higher volatility next month

Answers

Symbol	`trend`rule	`golden`rule	`hv`rule	`breadth_proxy`rule	`drop5`forecast	`vol_up`forecast	Fired
`SPY`	0.9451	0.9463	0.0537	0.2154	0.203	0.69	`neutral`
`QQQ`	0.7987	0.9463	0.0537	0.0792	0.443	0.523	`neutral`

true false not known for rules; forecasts are odds. Hover a column for its question.

Actions

Rules on the answers decide what to send. Each symbol runs its own request, so each one can fire.

trend < 0.4 or drop5 >= 0.5→Slackinvestment-committee

else→Slackinvestment-committee

SPY 1 of 2 fired · dry run, nothing sent

defensiverule false: skipped

neutralwould send (dry run)Slack → investment-committee

{
  "text": "SPY (2026-10-30): regime normal. Above the 200-day 95%; higher volatility next month 69%."
}

QQQ 1 of 2 fired · dry run, nothing sent

defensiverule false: skipped

neutralwould send (dry run)Slack → investment-committee

{
  "text": "QQQ (2026-10-30): regime normal. Above the 200-day 80%; higher volatility next month 52%."
}

What it means

Session of 2026-10-30, 2 symbols: Is the stock above its 200-day moving average: true for SPY, QQQ of 2. Is the 50-day moving average above the 200-day: true for SPY, QQQ of 2. Annualized 20-day volatility above 40%: true for none of 2. Up on at least 11 of the last 20 sessions: true for none of 2. Highest odds for “A 5% drawdown within a month”: QQQ at 44%. defensive fired for none. neutral fired for SPY, QQQ.

The committee gets the same two-line read every Monday; the dial moves only when the trend breaks or drawdown odds climb.

As a scheduled workflow (Mon at 08:30 ET)

Create it under Workflows in the console: it runs these questions for every symbol on the schedule and fires the actions per symbol. The answers above are what one run returned.

{
  "name": "Weekly risk dial: should models lean defensive?",
  "symbols": "SPY QQQ",
  "days": [
    1
  ],
  "at_time": "08:30",
  "model": "ora-fin-0.1.1",
  "questions": {
    "trend": {
      "type": "yes_no",
      "instructions": "Is the stock above its 200-day moving average?"
    },
    "golden": {
      "type": "yes_no",
      "instructions": "Is the 50-day moving average above the 200-day?"
    },
    "hv": {
      "type": "yes_no",
      "ask": "std(log(C / C[-1]), 20) * sqrt(252) > 0.4"
    },
    "breadth_proxy": {
      "type": "yes_no",
      "ask": "sum(C > C[-1], 20) >= 11"
    },
    "drop5": {
      "type": "yes_no",
      "instructions": "Will it drop at least 5% at some point in the next month?"
    },
    "vol_up": {
      "type": "yes_no",
      "instructions": "Will volatility be higher over the next month?"
    }
  },
  "actions": [
    {
      "id": "defensive",
      "when": "trend < 0.4 or drop5 >= 0.5",
      "do": "slack",
      "connection": "investment-committee",
      "message": "{{symbol}} ({{as_of}}): regime is risk-off (above 200-day {{trend|pct}}, 5% drawdown odds {{drop5|pct}}). Consider the defensive dial."
    },
    {
      "id": "neutral",
      "when": "else",
      "do": "slack",
      "connection": "investment-committee",
      "message": "{{symbol}} ({{as_of}}): regime normal. Above the 200-day {{trend|pct}}; higher volatility next month {{vol_up|pct}}."
    }
  ]
}

Request JSON (SPY; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "SPY"
  },
  "questions": {
    "trend": {
      "type": "yes_no",
      "instructions": "Is the stock above its 200-day moving average?"
    },
    "golden": {
      "type": "yes_no",
      "instructions": "Is the 50-day moving average above the 200-day?"
    },
    "hv": {
      "type": "yes_no",
      "ask": "std(log(C / C[-1]), 20) * sqrt(252) > 0.4"
    },
    "breadth_proxy": {
      "type": "yes_no",
      "ask": "sum(C > C[-1], 20) >= 11"
    },
    "drop5": {
      "type": "yes_no",
      "instructions": "Will it drop at least 5% at some point in the next month?"
    },
    "vol_up": {
      "type": "yes_no",
      "instructions": "Will volatility be higher over the next month?"
    }
  },
  "actions": [
    {
      "id": "defensive",
      "when": "trend < 0.4 or drop5 >= 0.5",
      "do": "slack",
      "connection": "investment-committee",
      "message": "{{symbol}} ({{as_of}}): regime is risk-off (above 200-day {{trend|pct}}, 5% drawdown odds {{drop5|pct}}). Consider the defensive dial."
    },
    {
      "id": "neutral",
      "when": "else",
      "do": "slack",
      "connection": "investment-committee",
      "message": "{{symbol}} ({{as_of}}): regime normal. Above the 200-day {{trend|pct}}; higher volatility next month {{vol_up|pct}}."
    }
  ],
  "dry_run": true
}

Response JSON (SPY, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "trend": {
      "yes_no": 0.9451,
      "rule": "C > sma(C, 200)",
      "basis": "comparison"
    },
    "golden": {
      "yes_no": 0.9463,
      "rule": "sma(C, 50) > sma(C, 200)",
      "basis": "comparison"
    },
    "hv": {
      "yes_no": 0.0537,
      "rule": "std(log(C / C[-1]), 20) * sqrt(252) > 0.4",
      "basis": "rule"
    },
    "breadth_proxy": {
      "yes_no": 0.2154,
      "rule": "sum(C > C[-1], 20) >= 11",
      "basis": "rule"
    },
    "drop5": {
      "yes_no": 0.203
    },
    "vol_up": {
      "yes_no": 0.69
    }
  },
  "context": {
    "symbol": "SPY",
    "as_of": "2026-10-30"
  },
  "actions": [
    {
      "id": "defensive",
      "fired": false,
      "status": "skipped"
    },
    {
      "id": "neutral",
      "fired": true,
      "status": "dry_run",
      "do": "slack",
      "connection": "investment-committee",
      "preview": {
        "text": "SPY (2026-10-30): regime normal. Above the 200-day 95%; higher volatility next month 69%."
      }
    }
  ]
}

log offset sma sqrt std sum

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Wealth manager · example 7

Single-stock review for clients holding JPM

A bank stock widely held across households: check earnings quality, dividend growth and trend for the annual review.

ora-fin-0.1.1JPM6 questions

StateJPM
Questions6 asked
Answersreal, captured
Actionsnone

State

{"symbol":"JPM"} The server fills in the latest completed session.

Questions

`beat`	rule	`beat_eps_last > 0.5 and beat_revenue_last > 0.5` Beat on EPS and revenue last quarter
`eps_g`	rule	`eps_growth_yoy > 10` EPS up more than 10% on the year
`raised`	rule	`raised_last > 0.5` Raised its last dividend
`grower`	rule	`years_of_growth >= 10` Ten years of dividend growth
`trend`	English → rule	Is the stock above its 200-day moving average?
`beat_next`	forecast	Will the stock beat earnings next quarter? Beating earnings next quarter

Answers

Question	Answer	Reading
`beat` Beat on EPS and revenue last quarter	0.1409	false
`eps_g` EPS up more than 10% on the year	0.6893	true
`raised` Raised its last dividend	0.8591	true
`grower` Ten years of dividend growth	0.9463	true
`trend` Is the stock above its 200-day moving average compiled to `C > sma(C, 200)`	0.8854	true
`beat_next` Beating earnings next quarter	0.506	51% · close to even

What it means

For JPM on the session of 2026-10-30: True now: EPS up more than 10% on the year; Raised its last dividend; Ten years of dividend growth; Is the stock above its 200-day moving average. Not true: Beat on EPS and revenue last quarter. Forecasts: Beating earnings next quarter 51%.

Earnings and dividend facts make the annual review concrete; the beat-next-quarter forecast is shown as odds, not a recommendation.

Request JSON

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "JPM"
  },
  "questions": {
    "beat": {
      "type": "yes_no",
      "ask": "beat_eps_last > 0.5 and beat_revenue_last > 0.5"
    },
    "eps_g": {
      "type": "yes_no",
      "ask": "eps_growth_yoy > 10"
    },
    "raised": {
      "type": "yes_no",
      "ask": "raised_last > 0.5"
    },
    "grower": {
      "type": "yes_no",
      "ask": "years_of_growth >= 10"
    },
    "trend": {
      "type": "yes_no",
      "instructions": "Is the stock above its 200-day moving average?"
    },
    "beat_next": {
      "type": "yes_no",
      "instructions": "Will the stock beat earnings next quarter?"
    }
  }
}

Response JSON (JPM, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "beat": {
      "yes_no": 0.1409,
      "rule": "beat_eps_last > 0.5 and beat_revenue_last > 0.5",
      "basis": "rule"
    },
    "eps_g": {
      "yes_no": 0.6893,
      "rule": "eps_growth_yoy > 10",
      "basis": "rule"
    },
    "raised": {
      "yes_no": 0.8591,
      "rule": "raised_last > 0.5",
      "basis": "rule"
    },
    "grower": {
      "yes_no": 0.9463,
      "rule": "years_of_growth >= 10",
      "basis": "rule"
    },
    "trend": {
      "yes_no": 0.8854,
      "rule": "C > sma(C, 200)",
      "basis": "comparison"
    },
    "beat_next": {
      "yes_no": 0.506
    }
  },
  "context": {
    "symbol": "JPM",
    "as_of": "2026-10-30"
  }
}

beat_eps_last beat_revenue_last eps_growth_yoy raised_last sma years_of_growth

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Wealth manager · example 8

Cash sleeve: are T-bill ETFs SGOV and BIL behaving like cash?

Confirm that the cash-equivalent funds used for client sweeps are calm, with tiny ranges and no drawdown.

ora-fin-0.1.12 symbols, one request each4 questions

State2 symbols
Questions4 asked
Answersreal, captured
Actionsnone

State

{"symbol":"SGOV"} then BIL, one request each. The server fills in the latest completed session.

Questions

`atr_low`	English → rule	Is the 14-day ATR less than 2% of the price?
`hv_low`	English → rule	Is 20-day historical volatility below 20%?
`trend`	rule	`C > sma(C, 50)` Above the 50-day average
`cum_up`	rule	`cum(C > C[-1]) > cum(C < C[-1])` More up days than down days over the full history

Answers

Symbol	`atr_low`rule	`hv_low`rule	`trend`rule	`cum_up`rule
`SGOV`	0.9463	0.9463	0.9451	0.9463
`BIL`	0.9463	0.9463	0.9307	0.9463

true false not known for rules; forecasts are odds. Hover a column for its question.

What it means

Session of 2026-10-30, 2 symbols: Is the 14-day ATR less than 2% of the price: true for SGOV, BIL of 2. Is 20-day historical volatility below 20%: true for SGOV, BIL of 2. Above the 50-day average: true for SGOV, BIL of 2. More up days than down days over the full history: true for SGOV, BIL of 2.

Cash-like funds should answer yes to the calm checks; a no would be worth a look before sweeping more client cash into them.

Request JSON (SGOV; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "SGOV"
  },
  "questions": {
    "atr_low": {
      "type": "yes_no",
      "instructions": "Is the 14-day ATR less than 2% of the price?"
    },
    "hv_low": {
      "type": "yes_no",
      "instructions": "Is 20-day historical volatility below 20%?"
    },
    "trend": {
      "type": "yes_no",
      "ask": "C > sma(C, 50)"
    },
    "cum_up": {
      "type": "yes_no",
      "ask": "cum(C > C[-1]) > cum(C < C[-1])"
    }
  }
}

Response JSON (SGOV, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "atr_low": {
      "yes_no": 0.9463,
      "rule": "atr(14) / C < 0.02",
      "basis": "pattern"
    },
    "hv_low": {
      "yes_no": 0.9463,
      "rule": "std(log(C / C[-1]), 20) * sqrt(20 / 19) * sqrt(252) < 0.2",
      "basis": "pattern"
    },
    "trend": {
      "yes_no": 0.9451,
      "rule": "C > sma(C, 50)",
      "basis": "rule"
    },
    "cum_up": {
      "yes_no": 0.9463,
      "rule": "cum(C > C[-1]) > cum(C < C[-1])",
      "basis": "rule"
    }
  },
  "context": {
    "symbol": "SGOV",
    "as_of": "2026-10-30"
  }
}

atr cum log offset sma sqrt std

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Wealth manager · example 9

Is the technology overweight (XLK) still earning its place?

Check trend strength and leadership for the tech sector ETF the models overweight.

ora-fin-0.1.1XLK5 questions

StateXLK
Questions5 asked
Answersreal, captured
Actionsnone

State

{"symbol":"XLK"} The server fills in the latest completed session.

Questions

`adx`	rule	`adx(14) > 25` Trending (ADX above 25)
`diplus`	rule	`diplus(14) > diminus(14)` +DI above -DI (buyers in control)
`stacked`	rule	`C > ema(C, 20) and ema(C, 20) > sma(C, 50) and sma(C, 50) > sma(C, 200)` Stacked averages: close > 20 EMA > 50 > 200
`leader`	rule	`roc(C, 63) > 10 and C >= 0.95 * max(H, 63)` Up more than 10% in a quarter, near the high
`beat_spy`	forecast	Will it beat SPY over the next month? Beating SPY over a month

Answers

Question	Answer	Reading
`adx` Trending (ADX above 25)	0.6205	true
`diplus` +DI above -DI (buyers in control)	0.0637	false
`stacked` Stacked averages: close > 20 EMA > 50 > 200	0.0701	false
`leader` Up more than 10% in a quarter, near the high	0.0624	false
`beat_spy` Beating SPY over a month	0.498	50% · close to even

What it means

For XLK on the session of 2026-10-30: True now: Trending (ADX above 25). Not true: +DI above -DI (buyers in control); Stacked averages: close > 20 EMA > 50 > 200; Up more than 10% in a quarter, near the high. Forecasts: Beating SPY over a month 50%.

A strong, directional trend with leadership supports keeping the overweight; if the trend weakens the committee revisits it.

Request JSON

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "XLK"
  },
  "questions": {
    "adx": {
      "type": "yes_no",
      "ask": "adx(14) > 25"
    },
    "diplus": {
      "type": "yes_no",
      "ask": "diplus(14) > diminus(14)"
    },
    "stacked": {
      "type": "yes_no",
      "ask": "C > ema(C, 20) and ema(C, 20) > sma(C, 50) and sma(C, 50) > sma(C, 200)"
    },
    "leader": {
      "type": "yes_no",
      "ask": "roc(C, 63) > 10 and C >= 0.95 * max(H, 63)"
    },
    "beat_spy": {
      "type": "yes_no",
      "instructions": "Will it beat SPY over the next month?"
    }
  }
}

Response JSON (XLK, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "adx": {
      "yes_no": 0.6205,
      "rule": "adx(14) > 25",
      "basis": "rule"
    },
    "diplus": {
      "yes_no": 0.0637,
      "rule": "diplus(14) > diminus(14)",
      "basis": "rule"
    },
    "stacked": {
      "yes_no": 0.0701,
      "rule": "C > ema(C, 20) and ema(C, 20) > sma(C, 50) and sma(C, 50) > sma(C, 200)",
      "basis": "rule"
    },
    "leader": {
      "yes_no": 0.0624,
      "rule": "roc(C, 63) > 10 and C >= 0.95 * max(H, 63)",
      "basis": "rule"
    },
    "beat_spy": {
      "yes_no": 0.498
    }
  },
  "context": {
    "symbol": "XLK",
    "as_of": "2026-10-30"
  }
}

adx diminus diplus ema max roc sma

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Wealth manager · example 10

Earnings week across top client holdings

Tell advisors which of the most widely held stocks report soon so they can prepare for client questions.

ora-fin-0.1.15 symbols, one request each4 questions1 action

State5 symbols
Questions4 asked
Answersreal, captured
Actions1 rule · dry run

State

{"symbol":"AAPL"} then AMZN, NVDA, JNJ, PG, one request each. The server fills in the latest completed session.

Questions

`soon`	rule	`days_to_earnings <= 10` Reports earnings within 10 days
`bmo`	English → rule	Does the stock report before the market opens next time?
`big_move`	rule	`abs(last_earnings_move) > 5` Last earnings move bigger than 5%
`streak`	rule	`beat_streak >= 4` Beat four quarters in a row

Answers

Symbol	`soon`rule	`bmo`rule	`big_move`rule	`streak`rule	Fired
`AAPL`	0.9392	0.1409	0.9463	0.9463	`prep`
`AMZN`	0.0537	0.1409	0.0537	0.0537	none
`NVDA`	0.0563	0.1409	0.9463	0.9463	none
`JNJ`	0.0537	0.8591	0.9463	0.1409	none
`PG`	0.0537	0.8591	0.9463	0.9463	none

true false not known for rules; forecasts are odds. Hover a column for its question.

Actions

Rules on the answers decide what to send. Each symbol runs its own request, so each one can fire.

soon >= 0.6→Emailadvisor-desk

AAPL 1 of 1 fired · dry run, nothing sent

prepwould send (dry run)Email → advisor-desk

{
  "subject": "AAPL reports within 10 days",
  "text": "AAPL (2026-10-30): earnings within 10 days. Before the open: 14%. Last reaction over 5%: 95%. Beat streak of 4: 95%."
}

AMZN 0 of 1 fired · dry run, nothing sent

NVDA 0 of 1 fired · dry run, nothing sent

JNJ 0 of 1 fired · dry run, nothing sent

PG 0 of 1 fired · dry run, nothing sent

What it means

Session of 2026-10-30, 5 symbols: Reports earnings within 10 days: true for AAPL of 5. Does the stock report before the market opens next time: true for JNJ, PG of 5. Last earnings move bigger than 5%: true for AAPL, NVDA, JNJ, PG of 5. Beat four quarters in a row: true for AAPL, NVDA, PG of 5. prep fired for AAPL.

Only names reporting soon produce an email; the reaction and streak facts help advisors set expectations with clients.

Request JSON (AAPL; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "AAPL"
  },
  "questions": {
    "soon": {
      "type": "yes_no",
      "ask": "days_to_earnings <= 10"
    },
    "bmo": {
      "type": "yes_no",
      "instructions": "Does the stock report before the market opens next time?"
    },
    "big_move": {
      "type": "yes_no",
      "ask": "abs(last_earnings_move) > 5"
    },
    "streak": {
      "type": "yes_no",
      "ask": "beat_streak >= 4"
    }
  },
  "actions": [
    {
      "id": "prep",
      "when": "soon >= 0.6",
      "do": "email",
      "connection": "advisor-desk",
      "subject": "{{symbol}} reports within 10 days",
      "message": "{{symbol}} ({{as_of}}): earnings within 10 days. Before the open: {{bmo|pct}}. Last reaction over 5%: {{big_move|pct}}. Beat streak of 4: {{streak|pct}}."
    }
  ],
  "dry_run": true
}

Response JSON (AAPL, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "soon": {
      "yes_no": 0.9392,
      "rule": "days_to_earnings <= 10",
      "basis": "rule"
    },
    "bmo": {
      "yes_no": 0.1409,
      "rule": "next_report_bmo > 0.5",
      "basis": "pattern"
    },
    "big_move": {
      "yes_no": 0.9463,
      "rule": "abs(last_earnings_move) > 5",
      "basis": "rule"
    },
    "streak": {
      "yes_no": 0.9463,
      "rule": "beat_streak >= 4",
      "basis": "rule"
    }
  },
  "context": {
    "symbol": "AAPL",
    "as_of": "2026-10-30"
  },
  "actions": [
    {
      "id": "prep",
      "fired": true,
      "status": "dry_run",
      "do": "email",
      "connection": "advisor-desk",
      "preview": {
        "subject": "AAPL reports within 10 days",
        "text": "AAPL (2026-10-30): earnings within 10 days. Before the open: 14%. Last reaction over 5%: 95%. Beat streak of 4: 95%."
      }
    }
  ]
}

abs beat_streak days_to_earnings last_earnings_move next_report_bmo

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Information, not investment advice. Rules answer from the latest completed daily session; forecasts are probabilities. Actions ran as dry runs: nothing was sent. More in Buy side: Financial advisor / RIA, Family office, Hedge fund PM, Quant researcher, Portfolio manager (long-only), Risk manager, Private equity, VC / growth investor, Fund-of-funds allocator.

Create an account Open the Playground Everything here also lives in the console, next to your keys and usage.

Individuals

Buy side

Sell side

Corporates

Builders

Institutions

Model portfolio drift: is the US equity sleeve (VTI) running hot?

State

Questions

Answers

Actions

What it means

Concentration alert for executives holding MSFT

State

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Answers

Actions

What it means

Income sleeve health: SCHD, VYM and JEPI

State

Questions

Answers

What it means

Developed vs emerging: VEA and VWO trend check

State

Questions

Answers

What it means

Year-end tax-loss sweep across model holdings

State

Questions

Answers

Actions

What it means

Weekly risk dial: should models lean defensive?

State

Questions

Answers

Actions

What it means

Single-stock review for clients holding JPM

State

Questions

Answers

What it means

Cash sleeve: are T-bill ETFs SGOV and BIL behaving like cash?

State

Questions

Answers

What it means

Is the technology overweight (XLK) still earning its place?

State

Questions

Answers

What it means

Earnings week across top client holdings

State

Questions

Answers

Actions

What it means