Model

Robo-advisor: 20 ways to use Ora

Automated portfolios: rebalancing triggers, tax-loss harvesting candidates and risk dials. Each example is a complete, runnable request with the real answers it returned (43 requests, captured 2026-10-31), what they mean and, where it fits, the action it would send.

Run withAnswers were captured on ora-fin-0.1.1. Another model changes the request JSON and the Playground link; run it there to see its answers.

Rule functions and facts used by this player (25)

sma 16 offset 9 max 7 atr 6 ref 5 log 4 sqrt 4 std 4 pays_dividend 3 div_yield_ttm 2 lowest 2 macd 1 macdsignal 1 zscore 1 div_count_ttm 1 roc 1 min 1 adx 1 diminus 1 diplus 1 avg 1 bblower 1 cci 1 ema 1 rsi 1

Examples 11–20 of 20 · page 2 of 2

Robo-advisor · example 11

Emerging markets guardrail: EEM and IEMG

Limit new purchases into emerging markets when volatility is elevated and the trend is down.

ora-fin-0.1.12 symbols, one request each4 questions1 action

State2 symbols
Questions4 asked
Answersreal, captured
Actions1 rule · dry run

State

{"symbol":"EEM"} then IEMG, one request each. The server fills in the latest completed session.

Questions

`trend`	English → rule	Is the stock above its 200-day moving average?
`adx`	rule	`adx(14) > 25 and diminus(14) > diplus(14)` a strong trend (ADX above 25) with sellers in control
`atr`	rule	`atr(14) > 1.2 * ref(atr(14), -10)` ATR up 20% in two weeks
`drop5`	forecast	Will it drop at least 5% at some point in the next month? A 5% drawdown within a month

Answers

Symbol	`trend`rule	`adx`rule	`atr`rule	`drop5`forecast	Fired
`EEM`	0.1449	0.8639	0.1307	0.422	`throttle`
`IEMG`	0.1343	0.8685	0.1522	0.414	`throttle`

true false not known for rules; forecasts are odds. Hover a column for its question.

Actions

Rules on the answers decide what to send. Each symbol runs its own request, so each one can fire.

adx >= 0.6 and trend < 0.4→Webhookorder-throttle

EEM 1 of 1 fired · dry run, nothing sent

throttlewould send (dry run)Webhook → order-throttle

{
  "sleeve": "EEM",
  "max_buy_fraction": 0.5,
  "reason": "strong_downtrend",
  "p_downtrend": 0.8639,
  "as_of": "2026-10-30"
}

IEMG 1 of 1 fired · dry run, nothing sent

throttlewould send (dry run)Webhook → order-throttle

{
  "sleeve": "IEMG",
  "max_buy_fraction": 0.5,
  "reason": "strong_downtrend",
  "p_downtrend": 0.8685,
  "as_of": "2026-10-30"
}

What it means

Session of 2026-10-30, 2 symbols: Is the stock above its 200-day moving average: true for none of 2. a strong trend (ADX above 25) with sellers in control: true for EEM, IEMG of 2. ATR up 20% in two weeks: true for none of 2. Highest odds for “A 5% drawdown within a month”: EEM at 42%. throttle fired for EEM, IEMG.

Throttling halves new buys rather than stopping them, so the model keeps averaging in while the downtrend lasts.

Request JSON (EEM; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "EEM"
  },
  "questions": {
    "trend": {
      "type": "yes_no",
      "instructions": "Is the stock above its 200-day moving average?"
    },
    "adx": {
      "type": "yes_no",
      "ask": "adx(14) > 25 and diminus(14) > diplus(14)"
    },
    "atr": {
      "type": "yes_no",
      "ask": "atr(14) > 1.2 * ref(atr(14), -10)"
    },
    "drop5": {
      "type": "yes_no",
      "instructions": "Will it drop at least 5% at some point in the next month?"
    }
  },
  "actions": [
    {
      "id": "throttle",
      "when": "adx >= 0.6 and trend < 0.4",
      "do": "webhook",
      "connection": "order-throttle",
      "body": {
        "sleeve": "{{symbol}}",
        "max_buy_fraction": 0.5,
        "reason": "strong_downtrend",
        "p_downtrend": "{{adx}}",
        "as_of": "{{as_of}}"
      }
    }
  ],
  "dry_run": true
}

Response JSON (EEM, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "trend": {
      "yes_no": 0.1449,
      "rule": "C > sma(C, 200)",
      "basis": "comparison"
    },
    "adx": {
      "yes_no": 0.8639,
      "rule": "adx(14) > 25 and diminus(14) > diplus(14)",
      "basis": "rule"
    },
    "atr": {
      "yes_no": 0.1307,
      "rule": "atr(14) > 1.2 * ref(atr(14), -10)",
      "basis": "rule"
    },
    "drop5": {
      "yes_no": 0.422
    }
  },
  "context": {
    "symbol": "EEM",
    "as_of": "2026-10-30"
  },
  "actions": [
    {
      "id": "throttle",
      "fired": true,
      "status": "dry_run",
      "do": "webhook",
      "connection": "order-throttle",
      "preview": {
        "body": {
          "sleeve": "EEM",
          "max_buy_fraction": 0.5,
          "reason": "strong_downtrend",
          "p_downtrend": 0.8639,
          "as_of": "2026-10-30"
        }
      }
    }
  ]
}

adx atr diminus diplus ref sma

Try it in the Playground

Robo-advisor · example 12

Credit watch for the high-yield sleeve: HYG and JNK

Spot stress in high-yield bond funds early: breakdowns, volume spikes and rising volatility.

ora-fin-0.1.12 symbols, one request each4 questions1 action

State2 symbols
Questions4 asked
Answersreal, captured
Actions1 rule · dry run

State

{"symbol":"HYG"} then JNK, one request each. The server fills in the latest completed session.

Questions

`breakdown`	rule	`C < lowest(L, 20)` Closed under the 20-day low
`vol`	rule	`V > 2 * ref(avg(V, 20), -1)` Volume more than twice the previous 20-day average
`stress`	rule	`C < bblower(C, 20, 2.5)` close under a 2.5 standard-deviation lower band
`vol_rise`	forecast	Will volatility rise over the next 5 days? Volatility rising over 5 days

Answers

Symbol	`breakdown`rule	`vol`rule	`stress`rule	`vol_rise`forecast	Fired
`HYG`	0.0811	0.0911	0.0607	0.383	none
`JNK`	0.0813	0.1352	0.0618	0.406	none

true false not known for rules; forecasts are odds. Hover a column for its question.

Actions

Rules on the answers decide what to send. Each symbol runs its own request, so each one can fire.

breakdown >= 0.6 or stress >= 0.6→Slackinvestment-committee

HYG 0 of 1 fired · dry run, nothing sent

JNK 0 of 1 fired · dry run, nothing sent

What it means

Session of 2026-10-30, 2 symbols: Closed under the 20-day low: true for none of 2. Volume more than twice the previous 20-day average: true for none of 2. close under a 2.5 standard-deviation lower band: true for none of 2. Highest odds for “Volatility rising over 5 days”: JNK at 41%. credit_flag fired for none.

Credit funds move slowly, so a breakdown on volume is an early signal for the committee, not an automatic sale.

Request JSON (HYG; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "HYG"
  },
  "questions": {
    "breakdown": {
      "type": "yes_no",
      "ask": "C < lowest(L, 20)"
    },
    "vol": {
      "type": "yes_no",
      "ask": "V > 2 * ref(avg(V, 20), -1)"
    },
    "stress": {
      "type": "yes_no",
      "ask": "C < bblower(C, 20, 2.5)"
    },
    "vol_rise": {
      "type": "yes_no",
      "instructions": "Will volatility rise over the next 5 days?"
    }
  },
  "actions": [
    {
      "id": "credit_flag",
      "when": "breakdown >= 0.6 or stress >= 0.6",
      "do": "slack",
      "connection": "investment-committee",
      "message": "{{symbol}} ({{as_of}}): high-yield stress. 20-day breakdown {{breakdown|pct}}, below the 2.5-sigma band {{stress|pct}}, volume spike {{vol|pct}}."
    }
  ],
  "dry_run": true
}

Response JSON (HYG, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "breakdown": {
      "yes_no": 0.0811,
      "rule": "C < lowest(L, 20)",
      "basis": "rule"
    },
    "vol": {
      "yes_no": 0.0911,
      "rule": "V > 2 * ref(avg(V, 20), -1)",
      "basis": "rule"
    },
    "stress": {
      "yes_no": 0.0607,
      "rule": "C < bblower(C, 20, 2.5)",
      "basis": "rule"
    },
    "vol_rise": {
      "yes_no": 0.383
    }
  },
  "context": {
    "symbol": "HYG",
    "as_of": "2026-10-30"
  },
  "actions": [
    {
      "id": "credit_flag",
      "fired": false,
      "status": "skipped"
    }
  ]
}

avg bblower lowest ref

Try it in the Playground

Robo-advisor · example 13

Gold hedge sleeve: is GLD trending and calm enough to add?

Add to the gold hedge only when the trend is intact and the fund is not stretched.

ora-fin-0.1.1GLD4 questions

StateGLD
Questions4 asked
Answersreal, captured
Actionsnone

State

{"symbol":"GLD"} The server fills in the latest completed session.

Questions

`trend`	rule	`C > ema(C, 20) and ema(C, 20) > sma(C, 50) and sma(C, 50) > sma(C, 200)` Stacked averages: close > 20 EMA > 50 > 200
`stretched`	rule	`C > sma(C, 20) + 2 * atr(14)` Stretched: more than 2 ATR above the 20-day
`cci`	rule	`cci(20) > 200` CCI above 200: very extended
`drop5`	forecast	Will it drop at least 5% at some point in the next month? A 5% drawdown within a month

Answers

Question	Answer	Reading
`trend` Stacked averages: close > 20 EMA > 50 > 200	0.0537	false
`stretched` Stretched: more than 2 ATR above the 20-day	0.063	false
`cci` CCI above 200: very extended	0.0537	false
`drop5` A 5% drawdown within a month	0.435	44% · close to even

What it means

For GLD on the session of 2026-10-30: Not true: Stacked averages: close > 20 EMA > 50 > 200; Stretched: more than 2 ATR above the 20-day; CCI above 200: very extended. Forecasts: A 5% drawdown within a month 44%.

An intact but stretched trend waits for a pullback; the hedge is added on calm days so it is not bought at a spike.

Request JSON

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "GLD"
  },
  "questions": {
    "trend": {
      "type": "yes_no",
      "ask": "C > ema(C, 20) and ema(C, 20) > sma(C, 50) and sma(C, 50) > sma(C, 200)"
    },
    "stretched": {
      "type": "yes_no",
      "ask": "C > sma(C, 20) + 2 * atr(14)"
    },
    "cci": {
      "type": "yes_no",
      "ask": "cci(20) > 200"
    },
    "drop5": {
      "type": "yes_no",
      "instructions": "Will it drop at least 5% at some point in the next month?"
    }
  }
}

Response JSON (GLD, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "trend": {
      "yes_no": 0.0537,
      "rule": "C > ema(C, 20) and ema(C, 20) > sma(C, 50) and sma(C, 50) > sma(C, 200)",
      "basis": "rule"
    },
    "stretched": {
      "yes_no": 0.063,
      "rule": "C > sma(C, 20) + 2 * atr(14)",
      "basis": "rule"
    },
    "cci": {
      "yes_no": 0.0537,
      "rule": "cci(20) > 200",
      "basis": "rule"
    },
    "drop5": {
      "yes_no": 0.435
    }
  },
  "context": {
    "symbol": "GLD",
    "as_of": "2026-10-30"
  }
}

atr cci ema sma

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Robo-advisor · example 14

First-purchase timing for new clients: spread the buy if SPY is stretched

When a new client funds an account, decide whether to invest at once or in three tranches based on how stretched the market is.

ora-fin-0.1.1SPY4 questions2 actions

StateSPY
Questions4 asked
Answersreal, captured
Actions2 rules · dry run

State

{"symbol":"SPY"} The server fills in the latest completed session.

Questions

`stretched`	English → rule	Is price extended more than 2 ATR above its 20-day average?
`rsi70`	rule	`rsi(C, 14) > 70` RSI above 70
`ext200`	English → rule	Is the stock more than 10% above its 200-day moving average?
`drop5`	forecast	Will it drop at least 5% at some point in the next month? A 5% drawdown within a month

Answers

Question	Answer	Reading
`stretched` Is price extended more than 2 ATR above its 20-day average compiled to `C - sma(C, 20) > 2 * atr(14)`	0.0537	false
`rsi70` RSI above 70	0.0537	false
`ext200` Is the stock more than 10% above its 200-day moving average compiled to `C > sma(C, 200) * 1.1`	0.0537	false
`drop5` A 5% drawdown within a month	0.203	20% · unlikely

Actions

Rules on the answers decide what to send.

stretched >= 0.6 or rsi70 >= 0.6→Webhookonboarding

else→Webhookonboarding

What each action would send 1 of 2 fired · dry run, nothing sent

tranchesrule false: skipped

lumpwould send (dry run)Webhook → onboarding

{
  "plan": "lump_sum",
  "as_of": "2026-10-30"
}

What it means

For SPY on the session of 2026-10-30: Not true: Is price extended more than 2 ATR above its 20-day average; RSI above 70; Is the stock more than 10% above its 200-day moving average. Forecasts: A 5% drawdown within a month 20%. Fired: lump (Webhook → onboarding).

Either plan ends fully invested; the rule only chooses how fast, which keeps the choice simple to explain.

Request JSON

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "SPY"
  },
  "questions": {
    "stretched": {
      "type": "yes_no",
      "instructions": "Is price extended more than 2 ATR above its 20-day average?"
    },
    "rsi70": {
      "type": "yes_no",
      "ask": "rsi(C, 14) > 70"
    },
    "ext200": {
      "type": "yes_no",
      "instructions": "Is the stock more than 10% above its 200-day moving average?"
    },
    "drop5": {
      "type": "yes_no",
      "instructions": "Will it drop at least 5% at some point in the next month?"
    }
  },
  "actions": [
    {
      "id": "tranches",
      "when": "stretched >= 0.6 or rsi70 >= 0.6",
      "do": "webhook",
      "connection": "onboarding",
      "body": {
        "plan": "three_tranches",
        "weeks_apart": 2,
        "reason": "market_stretched",
        "as_of": "{{as_of}}"
      }
    },
    {
      "id": "lump",
      "when": "else",
      "do": "webhook",
      "connection": "onboarding",
      "body": {
        "plan": "lump_sum",
        "as_of": "{{as_of}}"
      }
    }
  ],
  "dry_run": true
}

Response JSON (SPY, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "stretched": {
      "yes_no": 0.0537,
      "rule": "C - sma(C, 20) > 2 * atr(14)",
      "basis": "pattern"
    },
    "rsi70": {
      "yes_no": 0.0537,
      "rule": "rsi(C, 14) > 70",
      "basis": "rule"
    },
    "ext200": {
      "yes_no": 0.0537,
      "rule": "C > sma(C, 200) * 1.1",
      "basis": "comparison"
    },
    "drop5": {
      "yes_no": 0.203
    }
  },
  "context": {
    "symbol": "SPY",
    "as_of": "2026-10-30"
  },
  "actions": [
    {
      "id": "tranches",
      "fired": false,
      "status": "skipped"
    },
    {
      "id": "lump",
      "fired": true,
      "status": "dry_run",
      "do": "webhook",
      "connection": "onboarding",
      "preview": {
        "body": {
          "plan": "lump_sum",
          "as_of": "2026-10-30"
        }
      }
    }
  ]
}

atr rsi sma

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Robo-advisor · example 15

Thematic sleeve check: clean energy funds ICLN and TAN

Thematic sleeves are volatile; check trend, volatility and drawdown before the quarterly top-up.

ora-fin-0.1.12 symbols, one request each5 questions

State2 symbols
Questions5 asked
Answersreal, captured
Actionsnone

State

{"symbol":"ICLN"} then TAN, one request each. The server fills in the latest completed session.

Questions

`trend`	English → rule	Is the stock above its 200-day moving average?
`hv`	rule	`std(log(C / C[-1]), 20) * sqrt(252) > 0.4` Annualized 20-day volatility above 40%
`dd`	rule	`C < 0.8 * max(H, 252)` More than 20% off the 52-week high
`rally10`	forecast	Will it rally at least 10% at some point in the next month? A 10% rally within a month
`drop10`	forecast	Will it drop at least 10% at some point in the next month? A 10% drawdown within a month

Answers

Symbol	`trend`rule	`hv`rule	`dd`rule	`rally10`forecast	`drop10`forecast
`ICLN`	0.0537	0.0537	0.9463	0.622	0.547
`TAN`	0.0537	0.0733	0.9463	0.701	0.61

true false not known for rules; forecasts are odds. Hover a column for its question.

What it means

Session of 2026-10-30, 2 symbols: Is the stock above its 200-day moving average: true for none of 2. Annualized 20-day volatility above 40%: true for none of 2. More than 20% off the 52-week high: true for ICLN, TAN of 2. Highest odds for “A 10% rally within a month”: TAN at 70%.

Thematic funds can sit far below their highs for long periods; the top-up keeps to the policy weight and the forecasts only set the pace.

Request JSON (ICLN; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "ICLN"
  },
  "questions": {
    "trend": {
      "type": "yes_no",
      "instructions": "Is the stock above its 200-day moving average?"
    },
    "hv": {
      "type": "yes_no",
      "ask": "std(log(C / C[-1]), 20) * sqrt(252) > 0.4"
    },
    "dd": {
      "type": "yes_no",
      "ask": "C < 0.8 * max(H, 252)"
    },
    "rally10": {
      "type": "yes_no",
      "instructions": "Will it rally at least 10% at some point in the next month?"
    },
    "drop10": {
      "type": "yes_no",
      "instructions": "Will it drop at least 10% at some point in the next month?"
    }
  }
}

Response JSON (ICLN, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "trend": {
      "yes_no": 0.0537,
      "rule": "C > sma(C, 200)",
      "basis": "comparison"
    },
    "hv": {
      "yes_no": 0.0537,
      "rule": "std(log(C / C[-1]), 20) * sqrt(252) > 0.4",
      "basis": "rule"
    },
    "dd": {
      "yes_no": 0.9463,
      "rule": "C < 0.8 * max(H, 252)",
      "basis": "rule"
    },
    "rally10": {
      "yes_no": 0.622
    },
    "drop10": {
      "yes_no": 0.547
    }
  },
  "context": {
    "symbol": "ICLN",
    "as_of": "2026-10-30"
  }
}

log max offset sma sqrt std

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Robo-advisor · example 16

Small-cap sleeve: IWM, IJR and VB trend agreement

Only tilt toward small caps when all three small-cap funds agree on trend.

ora-fin-0.1.13 symbols, one request each4 questions

State3 symbols
Questions4 asked
Answersreal, captured
Actionsnone

State

{"symbol":"IWM"} then IJR, VB, one request each. The server fills in the latest completed session.

Questions

`trend`	rule	`C > sma(C, 50)` Above the 50-day average
`golden`	English → rule	Is the 50-day moving average above the 200-day?
`momentum`	English → rule	Is the stock up over the last month?
`beat_spy`	forecast	Will it beat SPY over the next month? Beating SPY over a month

Answers

Symbol	`trend`rule	`golden`rule	`momentum`rule	`beat_spy`forecast
`IWM`	0.2176	0.8318	0.5236	0.459
`IJR`	0.5379	0.8644	0.8142	0.46
`VB`	0.3698	0.8951	0.703	0.462

true false not known for rules; forecasts are odds. Hover a column for its question.

What it means

Session of 2026-10-30, 3 symbols: Above the 50-day average: true for none of 3. Is the 50-day moving average above the 200-day: true for IWM, IJR, VB of 3. Is the stock up over the last month: true for IJR, VB of 3. Highest odds for “Beating SPY over a month”: VB at 46%.

Agreement across three funds filters out one fund's noise; the tilt is applied only if every fund's trend rule is true.

Request JSON (IWM; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "IWM"
  },
  "questions": {
    "trend": {
      "type": "yes_no",
      "ask": "C > sma(C, 50)"
    },
    "golden": {
      "type": "yes_no",
      "instructions": "Is the 50-day moving average above the 200-day?"
    },
    "momentum": {
      "type": "yes_no",
      "instructions": "Is the stock up over the last month?"
    },
    "beat_spy": {
      "type": "yes_no",
      "instructions": "Will it beat SPY over the next month?"
    }
  }
}

Response JSON (IWM, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "trend": {
      "yes_no": 0.2176,
      "rule": "C > sma(C, 50)",
      "basis": "rule"
    },
    "golden": {
      "yes_no": 0.8318,
      "rule": "sma(C, 50) > sma(C, 200)",
      "basis": "comparison"
    },
    "momentum": {
      "yes_no": 0.5236,
      "rule": "C > C[-21]",
      "basis": "pattern"
    },
    "beat_spy": {
      "yes_no": 0.459
    }
  },
  "context": {
    "symbol": "IWM",
    "as_of": "2026-10-30"
  }
}

offset sma

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Robo-advisor · example 17

Weekly model report for the investment committee

Every Monday, email the committee a one-line status per core fund: trend, drawdown and next-month odds.

ora-fin-0.1.14 symbols, one request each4 questions1 actionworkflow · Mon at 07:30 ET

ScheduleMon at 07:30 ET
State4 symbols
Questions4 asked
Answersreal, captured
Actions1 rule · dry run

State

{"symbol":"VTI"} then VXUS, BND, BNDX, one request each. The server fills in the latest completed session.

Questions

`trend`	English → rule	Is the stock above its 200-day moving average?
`dd`	rule	`C < 0.8 * max(H, 252)` More than 20% off the 52-week high
`drop5`	forecast	Will it drop at least 5% at some point in the next month? A 5% drawdown within a month
`rally5`	forecast	Will it rally at least 5% at some point in the next month? A 5% rally within a month

Answers

Symbol	`trend`rule	`dd`rule	`drop5`forecast	`rally5`forecast	Fired
`VTI`	0.9415	0.0537	0.187	0.204	`line`
`VXUS`	0.3255	0.0537	0.233	0.269	`line`
`BND`	0.2013	0.0537	0.007	0.007	`line`
`BNDX`	0.2297	0.0537	0.006	0.006	`line`

true false not known for rules; forecasts are odds. Hover a column for its question.

Actions

Rules on the answers decide what to send. Each symbol runs its own request, so each one can fire.

trend >= 0→Emailinvestment-committee

VTI 1 of 1 fired · dry run, nothing sent

linewould send (dry run)Email → investment-committee

{
  "subject": "Model status VTI (2026-10-30)",
  "text": "VTI: above the 200-day 94%, 20% drawdown 5%, 5% drop within a month 19%, 5% rally within a month 20%."
}

VXUS 1 of 1 fired · dry run, nothing sent

linewould send (dry run)Email → investment-committee

{
  "subject": "Model status VXUS (2026-10-30)",
  "text": "VXUS: above the 200-day 33%, 20% drawdown 5%, 5% drop within a month 23%, 5% rally within a month 27%."
}

BND 1 of 1 fired · dry run, nothing sent

linewould send (dry run)Email → investment-committee

{
  "subject": "Model status BND (2026-10-30)",
  "text": "BND: above the 200-day 20%, 20% drawdown 5%, 5% drop within a month 1%, 5% rally within a month 1%."
}

BNDX 1 of 1 fired · dry run, nothing sent

linewould send (dry run)Email → investment-committee

{
  "subject": "Model status BNDX (2026-10-30)",
  "text": "BNDX: above the 200-day 23%, 20% drawdown 5%, 5% drop within a month 1%, 5% rally within a month 1%."
}

What it means

Session of 2026-10-30, 4 symbols: Is the stock above its 200-day moving average: true for VTI of 4. More than 20% off the 52-week high: true for none of 4. Highest odds for “A 5% drawdown within a month”: VXUS at 23%. line fired for VTI, VXUS, BND, BNDX.

The committee sees the same four numbers for every core fund each week, which makes changes easy to spot.

As a scheduled workflow (Mon at 07:30 ET)

Create it under Workflows in the console: it runs these questions for every symbol on the schedule and fires the actions per symbol. The answers above are what one run returned.

{
  "name": "Weekly model report for the investment committee",
  "symbols": "VTI VXUS BND BNDX",
  "days": [
    1
  ],
  "at_time": "07:30",
  "model": "ora-fin-0.1.1",
  "questions": {
    "trend": {
      "type": "yes_no",
      "instructions": "Is the stock above its 200-day moving average?"
    },
    "dd": {
      "type": "yes_no",
      "ask": "C < 0.8 * max(H, 252)"
    },
    "drop5": {
      "type": "yes_no",
      "instructions": "Will it drop at least 5% at some point in the next month?"
    },
    "rally5": {
      "type": "yes_no",
      "instructions": "Will it rally at least 5% at some point in the next month?"
    }
  },
  "actions": [
    {
      "id": "line",
      "when": "trend >= 0",
      "do": "email",
      "connection": "investment-committee",
      "subject": "Model status {{symbol}} ({{as_of}})",
      "message": "{{symbol}}: above the 200-day {{trend|pct}}, 20% drawdown {{dd|pct}}, 5% drop within a month {{drop5|pct}}, 5% rally within a month {{rally5|pct}}."
    }
  ]
}

Request JSON (VTI; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "VTI"
  },
  "questions": {
    "trend": {
      "type": "yes_no",
      "instructions": "Is the stock above its 200-day moving average?"
    },
    "dd": {
      "type": "yes_no",
      "ask": "C < 0.8 * max(H, 252)"
    },
    "drop5": {
      "type": "yes_no",
      "instructions": "Will it drop at least 5% at some point in the next month?"
    },
    "rally5": {
      "type": "yes_no",
      "instructions": "Will it rally at least 5% at some point in the next month?"
    }
  },
  "actions": [
    {
      "id": "line",
      "when": "trend >= 0",
      "do": "email",
      "connection": "investment-committee",
      "subject": "Model status {{symbol}} ({{as_of}})",
      "message": "{{symbol}}: above the 200-day {{trend|pct}}, 20% drawdown {{dd|pct}}, 5% drop within a month {{drop5|pct}}, 5% rally within a month {{rally5|pct}}."
    }
  ],
  "dry_run": true
}

Response JSON (VTI, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "trend": {
      "yes_no": 0.9415,
      "rule": "C > sma(C, 200)",
      "basis": "comparison"
    },
    "dd": {
      "yes_no": 0.0537,
      "rule": "C < 0.8 * max(H, 252)",
      "basis": "rule"
    },
    "drop5": {
      "yes_no": 0.187
    },
    "rally5": {
      "yes_no": 0.204
    }
  },
  "context": {
    "symbol": "VTI",
    "as_of": "2026-10-30"
  },
  "actions": [
    {
      "id": "line",
      "fired": true,
      "status": "dry_run",
      "do": "email",
      "connection": "investment-committee",
      "preview": {
        "subject": "Model status VTI (2026-10-30)",
        "text": "VTI: above the 200-day 94%, 20% drawdown 5%, 5% drop within a month 19%, 5% rally within a month 20%."
      }
    }
  ]
}

max sma

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Robo-advisor · example 18

Municipal bond sleeve for taxable accounts: MUB and VTEB

Check the tax-exempt bond funds for trend and calm before routing new taxable-account cash into them.

ora-fin-0.1.12 symbols, one request each4 questions

State2 symbols
Questions4 asked
Answersreal, captured
Actionsnone

State

{"symbol":"MUB"} then VTEB, one request each. The server fills in the latest completed session.

Questions

`trend`	rule	`C > sma(C, 50)` Above the 50-day average
`calm`	English → rule	Is the 14-day ATR less than 2% of the price?
`pays`	rule	`pays_dividend > 0.5` Pays a dividend
`up_week`	forecast	Will the stock be higher in a week? Higher in a week

Answers

Symbol	`trend`rule	`calm`rule	`pays`rule	`up_week`forecast
`MUB`	0.8666	0.9463	0.8591	0.588
`VTEB`	0.8783	0.9463	0.8591	0.561

true false not known for rules; forecasts are odds. Hover a column for its question.

What it means

Session of 2026-10-30, 2 symbols: Above the 50-day average: true for MUB, VTEB of 2. Is the 14-day ATR less than 2% of the price: true for MUB, VTEB of 2. Pays a dividend: true for MUB, VTEB of 2. Highest odds for “Higher in a week”: MUB at 59%.

Munis are a placement choice for taxable accounts; these checks only confirm nothing unusual is happening before the cash moves.

Request JSON (MUB; the others differ only in the symbol)

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "MUB"
  },
  "questions": {
    "trend": {
      "type": "yes_no",
      "ask": "C > sma(C, 50)"
    },
    "calm": {
      "type": "yes_no",
      "instructions": "Is the 14-day ATR less than 2% of the price?"
    },
    "pays": {
      "type": "yes_no",
      "ask": "pays_dividend > 0.5"
    },
    "up_week": {
      "type": "yes_no",
      "instructions": "Will the stock be higher in a week?"
    }
  }
}

Response JSON (MUB, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "trend": {
      "yes_no": 0.8666,
      "rule": "C > sma(C, 50)",
      "basis": "rule"
    },
    "calm": {
      "yes_no": 0.9463,
      "rule": "atr(14) / C < 0.02",
      "basis": "pattern"
    },
    "pays": {
      "yes_no": 0.8591,
      "rule": "pays_dividend > 0.5",
      "basis": "rule"
    },
    "up_week": {
      "yes_no": 0.588
    }
  },
  "context": {
    "symbol": "MUB",
    "as_of": "2026-10-30"
  }
}

atr pays_dividend sma

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Robo-advisor · example 19

Volatility-targeted equity weight from SPY's realized and forecast volatility

Scale the equity weight down when realized volatility and the next-month forecast are both high.

ora-fin-0.1.1SPY4 questions

StateSPY
Questions4 asked
Answersreal, captured
Actionsnone

State

{"symbol":"SPY"} The server fills in the latest completed session.

Questions

`hv20`	rule	`std(log(C / C[-1]), 20) * sqrt(252) > 0.2` 20-day realized volatility above 20% a year
`vol5`	English → rule	Is 5-day volatility higher than 20-day volatility?
`hv_next`	forecast	Will annualized volatility over the next 21 sessions exceed 30%? Next-month volatility above 30%
`vol_up`	forecast	Will volatility be higher over the next month? Higher volatility next month

Answers

Question	Answer	Reading
`hv20` 20-day realized volatility above 20% a year	0.0537	false
`vol5` Is 5-day volatility higher than 20-day volatility compiled to `std(log(C / C[-1]), 5) * sqrt(5 / 4) > std(log(C / C[-1]), 20) * sqrt(20 / 19)`	0.8872	true
`hv_next` Next-month volatility above 30%	0.564	56% · close to even
`vol_up` Higher volatility next month	0.69	69% · likely

What it means

For SPY on the session of 2026-10-30: True now: Is 5-day volatility higher than 20-day volatility. Not true: 20-day realized volatility above 20% a year. Forecasts: Next-month volatility above 30% 56%; Higher volatility next month 69%.

The weight formula uses realized volatility today and the forecast for the month; both are logged with the trade for audit.

Request JSON

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "SPY"
  },
  "questions": {
    "hv20": {
      "type": "yes_no",
      "ask": "std(log(C / C[-1]), 20) * sqrt(252) > 0.2"
    },
    "vol5": {
      "type": "yes_no",
      "instructions": "Is 5-day volatility higher than 20-day volatility?"
    },
    "hv_next": {
      "type": "yes_no",
      "instructions": "Will annualized volatility over the next 21 sessions exceed 30%?"
    },
    "vol_up": {
      "type": "yes_no",
      "instructions": "Will volatility be higher over the next month?"
    }
  }
}

Response JSON (SPY, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "hv20": {
      "yes_no": 0.0537,
      "rule": "std(log(C / C[-1]), 20) * sqrt(252) > 0.2",
      "basis": "rule"
    },
    "vol5": {
      "yes_no": 0.8872,
      "rule": "std(log(C / C[-1]), 5) * sqrt(5 / 4) > std(log(C / C[-1]), 20) * sqrt(20 / 19)",
      "basis": "pattern"
    },
    "hv_next": {
      "yes_no": 0.564
    },
    "vol_up": {
      "yes_no": 0.69
    }
  },
  "context": {
    "symbol": "SPY",
    "as_of": "2026-10-30"
  }
}

log offset sqrt std

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Robo-advisor · example 20

Single-stock concentration review for clients holding AAPL

Clients with a large employer or legacy position in AAPL get a review flag when the stock is stretched or breaking down.

ora-fin-0.1.1AAPL4 questions1 action

StateAAPL
Questions4 asked
Answersreal, captured
Actions1 rule · dry run

State

{"symbol":"AAPL"} The server fills in the latest completed session.

Questions

`stretched`	rule	`C > sma(C, 20) + 2 * atr(14)` Stretched: more than 2 ATR above the 20-day
`breakdown`	rule	`C < lowest(L, 20)` Closed under the 20-day low
`chandelier`	English → rule	Has the stock closed below its chandelier stop (22-day high minus 3 ATR)?
`drop10`	forecast	Will it drop at least 10% at some point in the next month? A 10% drawdown within a month

Answers

Question	Answer	Reading
`stretched` Stretched: more than 2 ATR above the 20-day	0.114	false
`breakdown` Closed under the 20-day low	0.0744	false
`chandelier` Has the stock closed below its chandelier stop (22-day high minus 3 ATR) compiled to `C < max(H, 22) - 3 * atr(22)`	0.1232	false
`drop10` A 10% drawdown within a month	0.365	37% · unlikely

Actions

Rules on the answers decide what to send.

stretched >= 0.6 or breakdown >= 0.6 or chandelier >= 0.6→Emailadvisor-queue

What each action would send 0 of 1 fired · dry run, nothing sent

reviewrule false: skipped

What it means

For AAPL on the session of 2026-10-30: Not true: Stretched: more than 2 ATR above the 20-day; Closed under the 20-day low; Has the stock closed below its chandelier stop (22-day high minus 3 ATR). Forecasts: A 10% drawdown within a month 37%. No action fired: every rule was false.

The robo flags; a human advisor talks to the client, because concentrated positions have tax and personal context the rules cannot see.

Request JSON

{
  "model": "ora-fin-0.1.1",
  "state": {
    "symbol": "AAPL"
  },
  "questions": {
    "stretched": {
      "type": "yes_no",
      "ask": "C > sma(C, 20) + 2 * atr(14)"
    },
    "breakdown": {
      "type": "yes_no",
      "ask": "C < lowest(L, 20)"
    },
    "chandelier": {
      "type": "yes_no",
      "instructions": "Has the stock closed below its chandelier stop (22-day high minus 3 ATR)?"
    },
    "drop10": {
      "type": "yes_no",
      "instructions": "Will it drop at least 10% at some point in the next month?"
    }
  },
  "actions": [
    {
      "id": "review",
      "when": "stretched >= 0.6 or breakdown >= 0.6 or chandelier >= 0.6",
      "do": "email",
      "connection": "advisor-queue",
      "subject": "Concentration review: {{symbol}}",
      "message": "{{symbol}} ({{as_of}}) is stretched ({{stretched|pct}}) or breaking down ({{breakdown|pct}}, chandelier {{chandelier|pct}}). Review clients with a concentrated position."
    }
  ],
  "dry_run": true
}

Response JSON (AAPL, real)

{
  "model": "ora-fin-0.1.1",
  "answers": {
    "stretched": {
      "yes_no": 0.114,
      "rule": "C > sma(C, 20) + 2 * atr(14)",
      "basis": "rule"
    },
    "breakdown": {
      "yes_no": 0.0744,
      "rule": "C < lowest(L, 20)",
      "basis": "rule"
    },
    "chandelier": {
      "yes_no": 0.1232,
      "rule": "C < max(H, 22) - 3 * atr(22)",
      "basis": "pattern"
    },
    "drop10": {
      "yes_no": 0.365
    }
  },
  "context": {
    "symbol": "AAPL",
    "as_of": "2026-10-30"
  },
  "actions": [
    {
      "id": "review",
      "fired": false,
      "status": "skipped"
    }
  ]
}

atr lowest max sma

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Information, not investment advice. Rules answer from the latest completed daily session; forecasts are probabilities. Actions ran as dry runs: nothing was sent. More in Builders: Quant developer, Fintech app builder, Broker app, Algo / bot developer, Data vendor / platform, Trading educator / newsletter.

Create an account Open the Playground Everything here also lives in the console, next to your keys and usage.

Individuals

Buy side

Sell side

Corporates

Builders

Institutions

Emerging markets guardrail: EEM and IEMG

State

Questions

Answers

Actions

What it means

Credit watch for the high-yield sleeve: HYG and JNK

State

Questions

Answers

Actions

What it means

Gold hedge sleeve: is GLD trending and calm enough to add?

State

Questions

Answers

What it means

First-purchase timing for new clients: spread the buy if SPY is stretched

State

Questions

Answers

Actions

What it means

Thematic sleeve check: clean energy funds ICLN and TAN

State

Questions

Answers

What it means

Small-cap sleeve: IWM, IJR and VB trend agreement

State

Questions

Answers

What it means

Weekly model report for the investment committee

State

Questions

Answers

Actions

What it means

Municipal bond sleeve for taxable accounts: MUB and VTEB

State

Questions

Answers

What it means

Volatility-targeted equity weight from SPY's realized and forecast volatility

State

Questions

Answers

What it means

Single-stock concentration review for clients holding AAPL

State

Questions

Answers

Actions

What it means